Officer, Credit Risk

-To verify the client details as given in the application by phone calls.
-To do risk assessment of the applicants by field visits through Loan officers.
-To verify the loan documentation checklist.
-To prepare the financial analysis sheet and scoring tool
-To verify the credit discipline of the loan applicant by discussions with guarantor, Vendor through phone calls. Periodic and Regular visit to field appraisals for Loan utilization checks.
At least 2 year credit appraisal experience in related field.
Any graduate.
-Aged below 35 yrs
-Good moral character
-Possess two wheeler and driving license;
-Fluent in Kannada, Tamil and other south Indian languages is preferred other than English.
-Good in Excel
-Very Good Communication and negotiating skills
-Should provide 2 references each from (a) Past superior officer, (b) Past/Present Subordinates.
-High social responsibility and Pro poor culture
-Integrity and Building relationships
-Compliance to policies, rules and regulations
-Belief in Teamwork
-People oriented and Goal oriented