Gurudas Saha

Gurudas Saha
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Have been seasoned through the core activities of Finance, Accounts, Audit, Resolution of Distressed Assets, Human Resources and Administration. Specialised in Sweating of Assets and Return on Capital. Well versed in the financial system. Ex-Sr. Official of State Bank of India and Ex-Sr. Vice President of Asset Reconstruction Co. India Ltd (ARCIL). Was CFO for 6 years in ARCIL, a Company which resolved distressed assets over 50000 Cr. Widely travelled.
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• Qualifications: B.Com.(Hons); M.Com.; AICWA (equivalent to US CMA) ; FCA (equivalent to US CPA)

• Working Experience: Over 26 Years

In Mookim & Associates, a CA Firm, working as Partner since 30/12/2012. Core activity resolution of distressed assets. Relationship with banks.

In Financial Value Added Services (India) Pvt Ltd: Set up a Financial Consultancy Company myself with some Chartered Accountants since July 2011. Myself involved in raising of debts, restructuring of distressed debts, loan syndication and Corporate Debt Restructuring.

In Asset Reconstruction Company (India) Limited : Worked as Sr. Vice President & Group Head (Finance & Accounts ) since October 1st, 2003 to June 28, 2011. Exposed to...

Entire gamut of CFO's function which, inter-alia, included the following:
 Managing distressed assets of over Rs. 50,000 Cr. and a fund of Rs. 12,000 Cr.
 Transaction structuring (Corporate Debt Restructuring),
 Statutory and regulatory compliances of RBI,
 Mid-Office and Back office management,
 Finalization of Accounts of over 400 SPVs and ARCIL on quarterly basis,
o Was core member to formulate resolution plans of distressed assets.
o Cash Flow and receivables management
 Arranging meeting of Audit Committee of Board,
 Audit, MIS, HR and Admin,
 Equity and debt raising,
 Operational Manual (System & Process) for entire operations of Arcil,
 Automation of business processes through “mySAP ERP” and “Operation Manual”.
 Relationship with banks and financial institutions for acquisition of assets and debt raising.

In Banking Industry: Worked in State Bank Of India from 1st June 1996 to 30th September, 2003 at its Corporate Office, Mumbai in the Financial Performance, Planning and Review Department. Joined directly as Manager and promoted to Chief Manager on 01.11.2000. Exposed to .....
 All areas of banking finance, investment, accounting and control area.
 Balance Sheet Management, Capital Management, Capital Raising through GDR, Private Placement of Tier II Debts, Asset Liability Management,
 Was core team member in Finalization of SBI Group Accounting,
 High value credit appraisal,
 Costing of products/services,
 Whole Bank Group wise monthly performance and profitability analysis and reporting,
 Financial Performance, Planning, Review & Budgeting, Preparation & Monitoring of Perspective Plan ( Master Plan) for five year period of the bank, Planning & Review of Capital Adequacy of the Bank,
 Bank’s rating through S&P, Moody and Fitch,
 Fixation of Transfer Pricing of Funds,
 Asset Liabilities Management, Interest Rate Fixation
 MIS and top management reporting.
 Relation building with investors/equity analysts/FIIs etc.
 Determination of Cost of Capital & EVA.

In Steel Industry: Worked in Steel Authority Of India Limited (SAIL) at its Alloy Steels Plant (ASP), Durgapur from 03rd August 1991 to 24th May 1996 in Finance & Accounts Dept. Joined as Executive Finance (Trainee). Promoted to Jr. Manager (F&A) on 03.08.1992 and Assistant Manager (F&A) on 01.07. 1995. Exposed to ....
 Management of Working Capital, Project Finance, Budgeting & Review,
 Imports, Inventory Management, Supplier Payments, Liaison with banks,
 MIS – In a fully integrated computerized accounting system.
 Finalization of Accounts, Assessment of Internal Audit,
 Participated in a team for implementation of Oracle RDBMS for online computerization of accounting systems and the team was awarded by the management for successful implementation of the RDBMS.

In Accounting & Audit Firm Worked for four years as an accountant in a CA firm, Mookim & Associates (Asansol), for four years from July 1987 to July 1991. My exposure was in Accounting, Auditing and Taxation.

• Publications of Articles written:
 ‘New Corporate Goals’. This was published in the monthly journal of the Institute of Chartered Accountants of India (ICAI), The Chartered Accountant in the month of April’2000.
 ‘Shareholders Value – Banking Companies’. This has been published by the Institute of Costs & Works Accountants of India in its November-2000 issue of monthly journal, The Management Accountant.
 ‘Financials of Indian Banking Industry and Competitive Viability of Public Sector Banks’. This has been published by the Institute of Costs & Works Accountants of India in its May-2001 issue of monthly journal, The Management Accountant.
 “Pricing of Banking Assets and Liabilities Under Basel Capital Accord Regime” . Published by the ICWAI in its monthly journal, The Management Accountant, in the month of October 2002.
 “Interest Spread of Indian Banking”. This has been published by the State Bank of India in its monthly review in the month of February, 2003.
 “Regulatory Capital Charge for Indian banking industry”. Published by the State Bank of India in its monthly review in the month of July, 2003.
 Authored 10 Newsletters of Asset Reconstruction Company (India) Limited (Arcil) from January 2004 to April 2006. This was appraised by the entire banking sector.

• Guest Lecturer: Delivered the following lectures as guest faculty.
 At the Institute of Chartered Accountants of India, Mumbai on the “Workshop for Project Finance Consultancy” on 25th January, 2003. My subject was “Letter of Credits, Bank Guarantee and Pricing of Non-Fund based facilities”.
 At the Institute of Chartered Accountants of India, Mumbai on the “Workshop for Project Finance Consultancy” on 5th April, 2004. My subject was credit “Credit Risk Assessment, Rating & Pricing”.
 At the Institute of Chartered Accountants of India, Pune on the “Workshop for Project Finance Consultancy” on 25th April, 2004. My subject was “Credit Risk Assessment, Rating & Pricing”.
 At State Bank Staff College, Gurgaon on “Marketing Financial Products-Concepts & Strategy”.
 At State Bank Staff College, Hyderabad on “Capital Adequacy”
 Like this many more.

• Training Attended:
 Two days program on EVA conducted by Euromoney in 1998.
 Four days program on Asset Liability Management conducted by Euromoney in 1999.
 One day program on “Balanced Score Card” from Dr. Kaplan.
• Travel
 Travelled to UK, USA, Canada, Germany, Spain, Italy, Monaco, Singapore, Hongkong, UAE, Check, Netherland, China, Bangladesh etc.,
• Reference:
 Will be provided if require
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DOB: December 15, 1963 ; Residence:F-223, Raghunath Vihar, Sector-14, Kharghar, Navi Mumbai-410210
Contact +918976737917, +919167055489, +919004923208,
E Mail : 2sahag@gmail.com
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