Ashraf Bibars

Ashraf Bibars presently is Executive Vice President Retail Banking and SME Business at Union National Bank the only bank that is jointly owned by the Governments of Abu Dhabi and Dubai. UNB is the UAE largest and fastest growing financial institution with operations in 5 countries and judged the “Best Domestic Retail Bank Middle East”.

He has a results driven with a rich experience over 25 years, award-winning Senior Executive with extensive financial services experience with a proven ability to lead and drive growth, significantly improve performance and achieve market place leadership.

He led his way up amongst the best performers in the Banking industry with his dynamic leadership and unique conceptual insight. He has started his banking career as a Teller and advanced rapidly to lead many key positions in SME, Micro-Finance and Islamic Banking.

Formerly, he was appointed as General Manager and Head of Retail Banking and Small Business of Intesa Sana Paolo Bank – Egypt in May 2007 heading and managing the extra-large Branch network in the country (200 branches) with more than 1.5 million active customers.