Bhumika Ma

Summary
Finance and banking professional with full time MBA in Finance and Certification in Financial Modeling and Valuations. Currently seeking a position in Finance team. Having good knowledge of the subjects with analytical aptitude to set up high performing strategies. Team player, efficient worker, organised approach and target oriented with strong analytical skills, can support operations through analysis of key performance indicators and trends.

Education and Training
2020 CFA Level I Candidate (Only on Sundays and Public Holiday and this is an Online Mode Program

2019 Certification in Financial Modeling and Valuations
The Wall Street School Performed Company Valuations utilizing Market Approach (Relative valuations – Trade Comps and Deal Comps) & Income Approach (Future Cash Flows – DCF) Built fully integrated financial projection models including ability to run sensitivities within models & worked on Company Profiles, Sector Analysis etc. Projects Undertaken - JK Tyre & Industries & Apple Inc. Company Analysis and Valuation: (Model Preparation - Corporate Analysis and Valuation) Using Financial modelling analysis, analyzed the JK Tyre & Apple company using projection analysis, DCF valuation and Relative Valuation

Senior Officer YES Bank Navi Mumbai 6/2016 - 11/2018
Assist Branch Manager in developing, driving and implementing customer centric initiatives; handle customer issues and provide recommendations for improvement & act as a Branch Manager in absence of Branch Head
Authorizes operational transactions & custodian for locker & vault
Assist in managing branch credit management and delinquency control; perform credit evaluation and loan approval on all unsecured and secured lending product applications
Analyzing trends in process exceptions identify root causes and propose solutions Ensure performance of the daily Nostros, Internal & Securities accounts reconciliation Provide on the job training and knowledge sharing for new recruits
Account/FD opening as per the KYC norms of RBI and generating MIS reports Set up of new branch and Implementation of 5S, processes, etc.
Comply with bank policies & procedures to ensure security of bank and customer's assets

2014 - 2016 IIBM
Navi Mumbai

Master of Business Administration (M.B.A.) in Finance, Full Time
Projects
Year 1: Mutual Fund
Year 2: Investment Banking

3/2012 - 10/2014
Axis Bank Navi Mumbai
Officer
Manage and execute transactions with respect to business and individual banking, credit and investment products. Ensure transactions are completed within audit & compliance standards Handling Inward and outward remittance transactions as per agreed service standards and approved authorizes operations transactions
Letter of credit Issuance, supplier's credit & bank guarantee
Hedge of the foreign Currency against import and exports, Cash Credit, Compliance of the norms of Banking for Indian and international, FOREX & Treasury management
Monitoring and ensuring daily Market rates with various vendors & Handling of Forex Transactions with proper KYC as described by RBI
Monitor INR & Foreign currencies every day to ensure stock balances are correct Knowledge of FEMA guidelines & RBI rules and regulation

Accomplishment
Appreciated & Certified during Demonetization - YES Bank
Best Officer Award – Axis Bank

Languages
English, Hindi, Marathi, Gujarati